Disclaimer
The information available on Brews and Budgets is intended to be a general information resource for informational and recreational purposes only. The articles posted on this website are not tailored to your specific circumstance(s) and should not be used a replacement for professional advice. The views expressed on this website are personal opinions and should not be construed as financial advice for your individual situation.
If you use this website and/or its content, I assume no responsibility. Although I use my professional and personal experience along with my college education in providing information on this website, I do not guarantee any results and will not be liable for any damages or losses caused by the use of this website. Please make sure you do your own due diligence and analysis before making any financial or accounting decisions. Seek professional financial advice before making any financial decisions of your own.
Terms of Use
This website, Brews and Budgets, and its content is owned by Gwen (“Company”, “I”, or “me”). Please read these Terms of Use carefully. I reserve the right to change these terms on the website at anytime without notice. By using this website and its contents, you (the readers and viewers of this website) are agreeing to the terms as they appear, whether or not you have read them. If you do not agree with these terms, please discontinue the use of this website.
Intellectual Property Notice
All images, text, designs, graphics, trademarks, and service marks are owned by and property of Brews and Budgets, or the properly attributed party.
Every post on Brews and Budgets is written in my own words and contains my own thoughts and opinions. All images on Brews and Budgets are taken by me, unless otherwise stated.
(1) You may use our intellectual property with clear and obvious credit back to our site, as well as links back to the page where the materials, designs, images, text, quote or post is located when it is appropriate to do so. However, you may never claim any of our intellectual property as your own or your unique creation, even with attribution.
(2) You may not use any intellectual property that has been attributed to a third-party website. These images should only serve as inspiration and cannot be copied.
Privacy Policy
https://brewsandbudgets.com/ (“Website”) is governed by the following privacy policy (“Privacy Policy”).
We respect your privacy and are committed to protecting it. The purpose of this Privacy Policy is to inform you what personally identifiable information we may collect and how it may be used. This statement only applies to this Website.
The Information Collected
Information You Voluntarily Submit to the Website: We may collect personal information from you such as your name or email address. For example, you may voluntarily submit information to the Website by leaving a comment, subscribing to a newsletter, or submitting a contact form.
Automatically-Collected Information: We automatically collect certain information about you and the device with which you access the Website. For example, when you use the Website, we will log your IP address, operating system type, browser type, referring website, pages you viewed, and the dates/times when you accessed the Website. We may also collect information about actions you take when using the Website, such as links clicked.
Cookies: We may log information using cookies, which are small data files stored on your browser by the Website. We may use both session cookies, which expire when you close your browser, and persistent cookies, which stay on your browser until deleted, to provide you with a more personalized experience on the Website.
How Your Information May Be Used
We may use the information collected in the following ways:
To operate and maintain the Website;
To send you promotional information, such as newsletters. Each email promotion will provide information on how to opt-out of future mailings;
To send you communications, such as administrative emails, confirmation emails, technical notices, updates on policies, or security alerts;
To respond to your comments or inquiries;
To provide you with user support;
To track and measure advertising on the Website;
To protect, investigate, and deter against unauthorized or illegal activity.
Analytic
We may use third-party Service Providers to monitor and analyze the use of our Service.
Google Analytics: this service tracks Website usage and provides information such as referring websites and user actions on the Website. Google Analytics may capture your IP address, but no other personal information is captured by Google Analytics.
Information Collected When Leaving Comments
When you leave comments on this site you have the option of providing your name, blog or website URL, or other information. This information becomes a permanent part of the website when you provide it with a comment and can be seen by other visitors to the site.
Third party websites and links to other sites
This website may contain links to other sites that are not operated by us. If you click on a third party link, you will be directed to that third party’s site. We strongly advise you to review the Privacy Policy of every site you visit.
We have no control over and assume no responsibility for the content, privacy policies or practices of any third party sites or services.
Cookies
The Website uses cookies to store visitors’ preferences, record user-specific information on what pages users access or visit, ensure that visitors are not repeatedly sent the same banner ads, customize Website content based on visitors’ browser type or other information that the visitor sends. Cookies may also be used by third-party services, such as Google Analytics, as described herein.
Users may, at any time, prevent the setting of cookies, by the Website, by using a corresponding setting of your internet browser and may thus permanently deny the setting of cookies. Furthermore, already set cookies may be deleted at any time via an Internet browser or other software programs. This is possible in all popular Internet browsers. However, if users deactivate the setting of cookies in your Internet browser, not all functions of our Website may be entirely usable.
Sensitive Personal Information
At no time should you submit sensitive personal information to the Website. This includes your social security number, information regarding race or ethnic origin, political opinions, religious beliefs, health information, criminal background, or trade union memberships. If you elect to submit such information to us, it will be subject to this Privacy Policy.
Children’s Information
The Website does not knowingly collect any personally identifiable information from children under the age of 13 (“Children”). This website is not intended to be accessed by visitors under 13. If a parent or guardian believes that the Website has personally identifiable information of a child under the age of 13 in its database, please contact us immediately and we will use our best efforts to promptly remove such information from our records. If we become aware that we have collected Personal Data from children without verification of parental consent, we take steps to remove that information from our servers.
Changes To This Privacy Policy
We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page.
You are advised to review this Privacy Policy periodically for any changes. Changes to this Privacy Policy are effective when they are posted on this page.
Your acceptance of these terms
By using this website, you are hereby accepting the terms and conditions of this privacy policy. If you do not agree to this policy, please do not use this website. Your continued use of this website following the posting of any updates or changes to our terms and conditions will be deemed your acceptance of those changes.
Contact Information
At any time, please contact me via email at [email protected]